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Identity Theft Law - The Legal Implications And Consequences Of Identity FraudArticle Summary: Identity Fraud is a serious offense and identity fraud law has been enacted in the United States of America to curb this growing menace.
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Identity theft refers to something that is stolen and which has very private data. Often people are observed to be least worried about their belongings and this is the chance that is taken by criminals to steal what is most private to you. Things like your credit cards, mobile phones, computers, USB drives and many more have your private data. If this data goes into wrong hands, then it can prove dangerous to you. In spite of knowing all these factors, there are many people [link widoczny dla zalogowanych] who still don't take good care of their private [link widoczny dla zalogowanych] data stores. With inclusion of all these, there is one more aspect of identity theft; fraud in your credit report. This is more dangerous than any of your other things that are stolen. In short, stealing all such private assets and using them as the original person is using it, is called as identity theft. It is just like criminal has turned himself into you while using your assets.
It can happen so fast. Your wallet goes missing. A thief gets his hands on your credit card information. Will you be the victim of identity theft? You've spent your whole life building your identity-your credit, your good name. Don't allow others to ruin what you've built. We can help you get an Identity theft protection plan that will keep your identity safe against the criminals who try to steal it.
Identity theft refers to something that is stolen and which has very private data. Often people are observed to be least worried about their belongings and this is the chance that is taken by criminals to steal what is most [link widoczny dla zalogowanych] private to you. Things like your credit cards, mobile phones, computers, USB drives and many more have your private data. If this data goes into wrong hands, then it can prove dangerous to you. In spite [link widoczny dla zalogowanych] of knowing all these factors, there are many people who still don't take [link widoczny dla zalogowanych] good care of their private data stores. With inclusion of all these, there is one more aspect of identity theft; fraud in your credit report. This is more dangerous than any of your other things that are stolen. In [link widoczny dla zalogowanych] short, stealing all such private assets and using them as the original person is using it, is called as identity theft. It is just like criminal has turned himself [link widoczny dla zalogowanych] into you while using [link widoczny dla zalogowanych] your assets.
Public places are more prone for such accidents to happen when you lose your private belongings and don't even notice it. Cases of stealing your finer prints have also been noted. So you have to be careful about some one stealing your finger print. After all, your thumb impression is unique identity that you possess. Stealing of credit cards and wallets are common accidents that happen in every public place. Now days, stealing of your mobile phones also happen. Your mobile phone may also contain some private data that you have. Same is the case with your computers. Difference is that compute thefts don't happen in public places. Let us see some causes of identity thefts.
Identity Fraud is a serious offense and identity fraud law has been enacted in the United States of America to curb this growing menace. Lawmakers and law enforcement agencies became aware of the growing incidence of identity theft and passed the Identity Theft and Assumption [link widoczny dla zalogowanych] Deterrence Act (ITADA) in 1998 to bring identity thieves to justice and protect the victim.
More often than [link widoczny dla zalogowanych] not identity fraud involves online transactions and the culprit is anonymous and faceless. The process of tracing the culprit is therefore tedious and difficult but not impossible. With increasing use of the internet in day-to-day activities there has been a proportional increase in the number of identity fraud cases.
Tracking [link widoczny dla zalogowanych] down the criminal requires coordination between various federal organizations like the FTC, postal inspection service, United States secret service, Federal Bureau of Investigation, Department of Justice and the credit report agency
Identity fraud law vests the Federal Trade Commission (FTC) with the task of receiving complaints [link widoczny dla zalogowanych] from victims of identity theft and providing them the necessary information. The FTC processes the complaint and then refers it to an appropriate authority for further necessary action.
ITADA passed by the United States Senate in 1998 identified identity thefts associated with mortgage, credit card, loans, services and commodities as punishable. With the complexity of identity thefts increasing, the Senate amended the ITADA in 2003.
The ITADA [link widoczny dla zalogowanych] in its amended form makes it illegal for any individual to be knowingly in possession of another person's identity without lawful authority. If the identity is used to commit, aid or abet any activity that is a violation of Federal law it is a serious federal crime and appropriate legal measures will be initiated.
The ITADA recognizes identity fraud as a serious felony and if guilt is proved in a court of law the culprit could serve up to [link widoczny dla zalogowanych] thirty years in prison in addition to penalties.
California and Wisconsin are two states in the USA that have created an office of privacy protection entrusted with the responsibility of educating citizens about avoiding identity theft and assisting them to cope with and recover from an identity fraud.
California also enacted a data breach notification law that was later emulated by many states. This law stipulates that a company must notify all its customers of any breach of data that is identified.
Currently most states in the United States have enacted special laws to fight identity theft. Most states also have a special section within the Attorney General's office that deals exclusively with [link widoczny dla zalogowanych] identity theft.
You should intimate the [link widoczny dla zalogowanych] FTC immediately after coming to know about identity theft. You can do this through email or calling up their toll free number or making [link widoczny dla zalogowanych] a personal visit to the local FTC office. You should also inform the credit reporting agency and local police department.
Identity fraud law is relatively new and amendments will be made as conman devise newer ways of swindling money. Being well informed and prevention is the best way to fight identity fraud.
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