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Posted: Tue 20:05, 17 Sep 2013 Post subject: air jordan How to Keep Your Home Insurance From Be |
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You'll hear hundreds of people tell you that buying a home insurance policy for your home, wherever that home happens to be, is never a waste of time. Guess what? They're wrong. If you don't bother to keep a current home inventory you're wasting both your time and your insurance agent's and leaving the doors to your home wide open to whatever misfortune fate decides to throw your way.
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But are [url=http://www.sandvikfw.net/shopuk.php]hollister sale[/url] you willing to take that chance? Are you willing to leave yourself wide open to the possible repercussions of being a statistic, a victim, just because you didn't want to take the time to complete a current home inventory for your insurance provider?
How much money would you say you had invested in your home? No, not your mortgage payment. That [url=http://www.mansmanifesto.fr]doudoune moncler[/url] should [url=http://www.rtnagel.com/airjordan.php]jordan pas cher[/url] have been your starting number when you figured out how much home insurance you were going to need, not your final one. Statistics show that the average American has $5,000 to $10,000 dollars worth of "stuff" [url=http://www.davidhabchy.com]barbour outlet[/url] just lying around their house between their furniture, their electronics, their jewelry, their book, their clothing and their collectibles.
Unless you're not going to miss $5,000 to $10,000 dollars it pays to make sure you've got enough insurance to [url=http://www.americatownmovie.com]air jordan pas cher[/url] cover your losses. By cataloging what you own, [url=http://www.vivid-host.com/barbour.htm]www.vivid-host.com/barbour.htm[/url] how much it cost to buy it, where you bought it and when you bought it you know that every item in your house is accounted for and able to be replaced if something should happen. Many people find that the easiest way to create their home inventory for their homeowners insurance companies [url=http://www.maximoupgrade.com/hot.php]hollister france[/url] is to create a photo or video log of everything they own, carefully marked and stored in a safe place.
Pro Tip: Don't store your photo or video log in your house. If the structure goes up in flames you're going to lose that along with [url=http://www.achbanker.com/home.php]hollister france[/url] everything else.
Remember, it pays to update regularly and add big ticket items to your home insurance policy as you buy them. It's not going to do you any good to file a claim for a $7,000 television if your insurance company didn't know you owned it in the [url=http://www.thehygienerevolution.com/barbour.php]barbour[/url] first place. By maintaining a current inventory you're protecting your possessions from loss if the worst really does happen and helping keep yourself free and clear of any accusations of insurance fraud when the time comes to file a home insurance claim.
Isn't staying out of jail worth an hour or two of your time?
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