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Running an online bank account does not mean you are off bank charges. Although the charges attracted to online accounts are minimal, you should confirm that they are accurate and error free. If you notice charges you don't understand, contact your bank immediately to demand an explanation.
Having a bank account is now a necessity, as most financial activities now require banking and previous banking histories. It is almost impossible to live a bank-less life; it is like the banks now have us pinned to them. So since you must bank, it is advisable that you take up the full benefits by signing up for online banking.
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